Five Questions To Ask To Save Money At The Doctor?s
A trip to the Doctor's office often comes with tests, treatments and medications. They can add up. Here are 5 tips to help you save money at your next appointment.
1. What is the purpose of the test'
Make sure you ask your doctor straight forwardly about why you need the test exactly. It could be a mammogram, ultrasound, x 'ray, or any other tests that help you find why you're feeling sick. Don't be hesitant and ask what the purpose of the test is, what will be done, what should you do to prepare. Make sure you follow up with questions if you aren't completely clear. This way, you're only getting tests that you know why you need.
2. Is this the best choice for me'
There can be numerous test options possible depending on what you need checked out. Discuss with your doctor the various options and make sure to note both the pros and cons.
3. What is the cost of the test'
After you know the purpose of the test, make sure you know what the actual cost is. Your health insurance might cover it or you might have to pay out-of-pocket. If your doctor's staff cannot answer, reach out to your insurance company to find out more information.
4. What lifestyle programs are available to help treat this'
A lifestyle change could be a costless way to help prevent an illness; maybe its dietary habits, managing stress, exercising. A lifestyle change could help you without having you need to take the medication. Be sure to call your insurance company to see if there are any lifestyle programs available.
5. Are there any generic versions available'
There are various options for medications and it's a good idea to talk to your doctor about them to find out the most cost effective for you. Generic brands are less expensive than brand-name drugs, even if your insurance does cover your medication. Insurers could even offer generic brand drugs without any copay because of this lower price. Through patient assistance programs or local pharmacies, there might be some discounted prescriptions available. Keep in mind that the patient assistance program must be done in advance. Weigh in the different pros and cons between brand-name medications and the other options.
Date Posted: 2017-06-15